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Navigate Medicare with Confidence

Turning 65 soon? Already on Medicare and wondering if you have the right plan? We provide free, no-obligation Medicare education and enrollment support.

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Representing Most Major Carriers

UnitedHealthcareHumanaAetnaBlue Cross Blue ShieldCignaMutual of Omaha

Understanding Medicare

What Is Medicare?

Medicare is the federal health insurance program for people aged 65 and older, as well as certain younger individuals with disabilities. It is made up of several parts that cover different aspects of your healthcare.

Navigating Medicare can feel overwhelming with all the choices available. That is where HKG Insurance Solutions comes in. We break down the options in plain language and help you find the coverage that fits your health needs and budget.

Medicare overview — clinic, availability, health, insurance, costs, medicine, emergency

Timing Matters

When Should You Start?

The best time to start exploring your Medicare options is about three months before your 65th birthday. Your Initial Enrollment Period begins three months before the month you turn 65, includes your birthday month, and extends three months after. Starting early gives you time to understand your choices and avoid late enrollment penalties.

Not Sure Where to Start?

Call us at (402) 502-5286 for a free, no-obligation consultation. We will walk you through the process step by step.

Our Process

How HKG Helps

We take the confusion out of Medicare. Here is what you can expect when you work with us.

1

Free Consultation

We start with a conversation about your health needs, budget, doctors, and prescriptions. No forms, no pressure.

2

Plan Comparison

As independent consultants, we compare plans from most major carriers to find the best match for your situation.

3

Enrollment & Support

We handle the enrollment paperwork and are here year-round if you have questions or need to make changes.

Find Your Plan

Not Sure What You Need?

Answer three quick questions and we will point you in the right direction.

Question 1 of 3

What describes you best?

Your Options

Medicare Plans We Help With

Medicare Advantage (Part C)

An all-in-one alternative to Original Medicare offered by private insurers. Often includes prescription drug coverage, dental, vision, and hearing benefits. Many plans have low or zero monthly premiums.

Medicare Part D

Prescription drug coverage that can be added to Original Medicare or certain Medicare Advantage plans. We compare plans based on your specific medications and pharmacy to find the most cost-effective option.

Common Questions

Medicare FAQ

You should begin exploring your Medicare options about three months before your 65th birthday. This gives you time to understand the different parts of Medicare, compare plans, and enroll without any gaps in coverage. If you are still working and have employer coverage, you may have additional options and timelines available.
No. Our Medicare consultation is completely free and there is no obligation. As independent consultants, we are compensated by the insurance carriers when you enroll in a plan. This means you get unbiased advice at no additional cost to you.
Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare that often includes drug coverage and additional benefits like dental and vision. Medicare Supplement (Medigap) plans work alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. We can help you understand which option best fits your health needs and budget.
Yes. There are specific enrollment periods each year when you can make changes to your Medicare coverage. The Annual Enrollment Period runs from October 15 to December 7. There are also Special Enrollment Periods triggered by certain life events. We can help you evaluate your options each year.
Absolutely. We help you compare Part D plans based on your specific prescriptions, preferred pharmacy, and budget. Choosing the right Part D plan can save you hundreds of dollars a year, and we make the comparison process simple.

Video Resources

Medicare Education Videos

Watch these short videos to learn more about your Medicare options.

Turning 65 This Year?

Everything you need to know about enrolling in Medicare.

Did Your Rates Go Up?

Learn about your options if your Medicare costs have increased.

Additional Resources

Medicare & You Handbook

Official CMS guide — medicare.gov

Medicare Q&A with Holly

Common Medicare questions answered — Facebook

Let's Talk Medicare

In-depth Medicare discussion — Facebook

Schedule Your Free Consultation

There is no cost and no obligation. Let us help you understand your Medicare options.

(402) 502-5286

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